Insurance

List of Panel Insurance and Third Party Administrators (TPA)
We are continuously updating our list of insurance panels and TPAs to enable cashless transaction for our patients. If you are using your insurance policy for the first time at our centre, feel free to contact the respective branch for any enquiries. For insurance companies not listed here, you may pay upfront for your treatment and claim back the amount from your insurance company.

Simple Guide To Get Your Treatment Covered

Simple Guide To Get Your Treatment Covered

International

International Insurance Partners
  • Across Asia Assist
    Across Asia Assist
  • EMA
    EMA
  • Bupa
    Bupa
  • International SOS
    International SOS
  • International Assistance
    International Assistance
  • Fullerton Health
    Fullerton Health
  • Prestige International
    Prestige International

Malaysia

Malaysia Insurance Partners
  • AIA
    AIA
  • Great Eastern
    Great Eastern
  • Great Eastern Takaful
    Great Eastern Takaful
  • Prudential
    Prudential
  • Tenaga Nasional
    Tenaga Nasional
  • PMCare
    PMCare
  • MediExpress HealthConnect
    MediExpress HealthConnect
  • CompuMed
    CompuMed
  • MiCare
    MiCare
  • Etiqa Insurance & Takaful
    Etiqa Insurance & Takaful
  • Allianz
    Allianz
  • ZURICH
    ZURICH
  • IHP
    IHP
  • MAS
    MAS
  • HealthMetrics
    HealthMetrics
  • AXA
    AXA
  • Liberty Insurance
    Liberty Insurance
  • ASP Medical Group
    ASP Medical Group
  • Mednefits
    Mednefits
  • IHM Integrated Healthcare Management
    IHM (Integrated Healthcare Management)
  • Tajiri Emergency Assistance
    Tajiri Emergency Assistance
  • MCIS Life
    MCIS Life
  • Lonpac Insurance
    Lonpac Insurance
  • FWD Insurance
    FWD Insurance
  • Genting Berhad
    Genting Berhad
  • COS Corporate Outsourced Services
    COS (Corporate Outsourced Services)
  • VADS
    VADS
  • TM
    TM
  • Tokio Marine Insurance Group
    Tokio Marine Insurance Group
  • SSM
    SSM
  • Ulink Assist
    Ulink Assist
  • Takaful Malaysia
    Takaful Malaysia
  • MIYA
    MIYA
  • MediLink-Global
    MediLink-Global
  • MPI Generali
    MPI Generali
  • MIDA
    MIDA
  • WECARE
    WECARE
  • Bank Negara Malaysia
    Bank Negara Malaysia
  • KWSP / EPF
    KWSP / EPF
  • RHB Bank Berhad
    RHB Bank Berhad
  • UOB
    UOB
  • Hong Leong Assurance
    Hong Leong Assurance
  • AmAssurance
    AmAssurance
  • CIMB Bank
    CIMB Bank
  • BSN
    BSN
  • Malaysia Airlines
    Malaysia Airlines
  • AirAsia
    AirAsia

Insurance FAQs

Coverage depends on your insurance policy and the type of eye condition. Generally, medical conditions (e.g. cataract) may be claimable, while elective procedures (e.g. LASIK) are usually not covered.

👉 You can send us your insurance card via WhatsApp and we’ll help you check.

Yes, cataract surgery is commonly covered by most medical insurance policies, subject to your policy terms and limits.

LASIK and other refractive procedures are typically considered elective and are not covered by insurance. However, coverage may vary depending on your policy.

You can send us a photo of your insurance card via WhatsApp, and our team will assist you in checking your eligibility.

You can still proceed with treatment by paying upfront and submitting a reimbursement claim to your insurance provider afterward. Our team can guide you through the process.

For panel patients, most treatments can be arranged on a cashless basis (subject to approval).

If not covered, payment will be required upfront.

Please bring your IC/passport and insurance card. If you have any referral letter or previous medical reports, do bring them along as well.

Some insurance providers may require a referral letter from a GP. This depends on your policy. Our team can advise you after checking your insurance details.

Approval time varies depending on the insurance provider. In many cases, it can be processed on the same day, but it may take longer for certain cases.

Yes! You can send us your insurance details via WhatsApp, and we’ll help you check your coverage before your appointment.